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March 18, 2024 | Car Accidents

What to Do If You Were Injured By an Uninsured Motorist 

What to Do If You Were Injured By an Uninsured Motorist 

It is believed that there are millions of uninsured motorists in the United States. The chances that you will be involved in an accident with an uninsured motorist are significant, considering the large number of drivers that do not carry adequate insurance in New York and across the country. If you are involved in an accident with an uninsured driver, you need to speak with an attorney. 

At Ajlouny Injury Law, our attorneys will walk you through the process and help you file a claim if you are injured by an uninsured motorist in New York. We know the law and will not hesitate to seek the maximum compensation available under the law. If you were injured in a car accident, contact our office to schedule a free consultation.  

Steps to Take After A Car Accident

If you are involved in a car accident in New York, there are several steps you should take to protect your rights. Failure to act quickly could negatively impact your case and your ability to recover damages. 

If you are involved in an accident in New York, you should:

  • Contact 9-1-1. It is important to get yourself and others to safety. Once you are able, contact 9-1-1 and let them know if anyone has sustained an injury or been killed in the accident.
  • Gather evidence. Evidence can prove critical in a car accident claim. From the scene, take pictures and videos of the damage to your vehicle, the road and weather conditions, and anything else that may have played a role in the accident.
  • Seek medical treatment. Even if you are not transported by ambulance to the emergency room, you should still seek medical treatment as soon as possible after the accident.
  • Contact an attorney. An attorney can help you with the claims process, including how to proceed if you are hit by an uninsured motorist. 

Even if your injuries are not severe, you should still contact an attorney. You may still be able to prove liability and secure compensation for your accident-related losses. Car accidents can be devastating, but an attorney can help make sure you get the financial recovery you need.

The Importance of Choosing the Right Attorney

Whether you were rear-ended or involved in a motorcycle accident, one of the most important decisions you will make is which attorney you choose. An attorney can help you review your policy to determine the best course of action after a collision involving an uninsured driver. They will also help to maximize your damages, ensuring you receive the largest possible recovery.

Everything Else You Need to Know About Uninsured Driver Accidents

Being involved in an accident with an uninsured motorist can be overwhelming. You may wonder who will cover your injuries and your property damage. The Insurance Information Institute estimates that as many as 10.8% of New York motorists are uninsured. Ensuring you have the right protection can prove critical. There are several types of mandatory insurance coverage that you need to carry to help make sure you receive compensation after a crash.

Will My Insurance Cover Me If Another Driver Is At Fault?

New York follows a no-fault insurance system. Under most circumstances, drivers pursue claims against their own insurance regardless of who was at fault for the accident. Basic no-fault insurance provides up to $50,000 of Personal Injury Protection (PIP). Unfortunately, PIP does not cover property damage. Also, if you are seriously injured with damages exceeding $50,000, the basic coverage may not be enough.

Uninsured Driver Coverage

In addition to no-fault coverage, New York motorists are also required to carry uninsured motorist coverage. This coverage provides compensation if an uninsured motorist injures you. In order to ensure you receive the outcome you deserve after an accident, you should review your policy and your case with an experienced car accident attorney. 

What Do I Do if My Insurance Company Denies My Claim?

If your insurance company denies your claim, you may be entitled to an appeal. An insurance company cannot deny a claim in bad faith. An attorney can review your case and help determine whether your case was wrongfully denied. 

It is important to remember that there are legal deadlines you must meet, including when appealing an insurance company denial. To ensure you meet all legal requirements, you should consult with legal counsel as early in the process as possible. 

Ajlouny Injury Law, Your Personal Injury Partner

At Ajlouny Injury Law, we fight to protect you and your rights. Our lawyers know the law and will not give up until you receive the compensation you deserve. We have helped thousands of New Yorkers and will work tirelessly on your case. Get the FREE legal advice you need now. Do not settle your case for less. Contact our office today to schedule a free, confidential consultation.

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