Understanding Your Rights to Recovery After a Car Accident
After a car accident, it can be confusing to know what to do or where to turn, particularly if the driver that hit you is an uninsured motorist. It is important to know that even if you are involved in a crash with an uninsured or underinsured motorist, you may still be entitled to compensation.
At Ajlouny Injury Law, we represent individuals who have been injured in a car accident. Whether you were hit by an uninsured driver or one that was fully covered, we can help. We provide free legal advice for people who have been injured in New York City. Contact our office to get the help you need now.
Uninsured Motorists in New York
Compared to most states, New York has a relatively low number of uninsured motorists. However, the Insurance Information Institute (III) still estimates that 6.1% of drivers in the state are uninsured.
Despite New York having compulsory insurance laws, some people still choose to drive without coverage. This decision puts everyone on the road at risk. Luckily, the state provides options for people who are injured by uninsured motorists.
Obtaining Compensation After an Accident
Depending on the severity of the accident and your injuries, your insurance may provide coverage for your losses.
New York financial responsibility requirements include the purchase of:
- No-Fault (Personal Injury Protection) - Basic no-fault insurance coverage pays for medical bills, 80% of lost wages, reimbursement for other reasonable expenses, and more. There is a $50,000 basic No-Fault limit.
- Liability - New York insurance minimums are $25,000 for bodily injury sustained by one person, $50,000 for bodily injury sustained by two or more people in a single accident, and $10,000 property damage liability protection.
- Uninsured motorists - provides protection in the event that you are involved in a hit-and-run accident or a crash with an uninsured motorist.
What Happens If I am Seriously Injured?
If you are seriously injured in an auto accident, you may need to pursue a personal injury lawsuit against a negligent party. Regardless of the situation, it is generally in your best interest to consult with an attorney as soon as possible after a car collision.
At Ajlouny Injury Law, our NYC car accident lawyers can help you understand your rights and who to pursue recovery against. In some cases, you may need to file a lawsuit against multiple parties, including the other driver, their employer, a negligent auto manufacturer, or a third-party insurer. Even if you are unsure whether you have a valid claim, it is still worth consulting an attorney.
Our lawyers are not only well-versed in pursuing lawsuits against liable parties but can also aid you in obtaining compensation from your insurance company.
Contact Our Office for a Free Consultation
Have you been injured in a car accident with an uninsured motorist? Contact Ajlouny Injury Law for a free consultation. We believe that you should never have to pay to discuss your legal options with a knowledgeable lawyer. Call (718) 233-3913 to get the help you need now.
Our attorneys have recovered millions on behalf of injury victims in New York City and the surrounding areas. Even if your case was rejected by another attorney, we will provide you with a free second opinion. Do not wait until it is too late! Call or text today to get started.
