Many drivers mistakenly assume their insurance company is on their side. They think the insurance adjuster is making decisions based on what is in their best interest and advocating for them to receive the largest recovery possible after an auto accident. Unfortunately, this is usually not the case. Auto insurers like Geico may try to get injured parties to settle quickly for the least amount of money possible.
At Ajlouny Injury Law, we know the deceptive tactics that Geico and other insurers use to downplay injuries and deny claims. We fight hard to ensure that injured parties receive the money they deserve after a car accident. If you have been involved in an auto accident, contact our office at (718) 233-3913 for a free, no-obligation consultation. Even if another attorney rejected your claim, we might be able to help. Call now to get started.
Geico is one of the largest auto insurers in New York and across the nation. It is estimated that the carrier provides coverage on over 18 million auto policies nationwide. According to the company’s website, it is a wholly-owned subsidiary of Berkshire Hathaway, Inc., with assets in excess of $32 billion.
It is currently the second-largest private passenger auto insurer and one of the fastest-growing major auto insurers in the U.S. The company was founded in 1936 and has 18 regional offices, including one in Buffalo and Woodbury, New York. The regional offices are supported by numerous local branches throughout each state.
If you are involved in a car accident in New York, the first thing you should do is to seek medical treatment. In order to obtain compensation for your medical bills and other losses related to the accident, you will need to make an insurance claim.
Since New York is a no-fault insurance state, many times, your claim will go through your insurance company. If you are insured through Geico, you will need to follow your policy requirements to receive reimbursement. However, insurance adjusters often try to downplay injuries or may deny valid claims. Before making any statements or signing any documents, you should consult with a car accident attorney.
It is not unusual for auto accident claims to be denied or delayed. If you promptly file a claim and your insurer fails to respond, they may be acting in bad faith. It is strongly recommended that you speak with an attorney immediately after an accident to ensure that your claim is dealt with timely.
In some cases, you may be able to sue Geico for failing to fully compensate you after an auto accident. An attorney can help guide you through the legal process and ensure that you receive the maximum recovery allowed based on your accident and injuries.
Geico and other auto insurers use several different tactics to deny a policyholder's claim. The justifications that insurance companies use to reject claims are not always legitimate and should be reviewed by an attorney.
Common reasons car accident claims are denied:
One of the most important things you can do after securing insurance is to thoroughly review your coverage. Review your policy to determine your limits and what you need to do if you are in a car accident. Finally, if you are in an accident, seek medical treatment immediately. A delay in treatment could directly impact the amount of money you receive for your injuries.
If the settlement offer is not sufficient to cover all of your losses, including medical bills, lost wages, and property damage, do not accept it. Insurance adjusters often give lowball offers early to entice cash-strapped injured parties into settling their claims quickly. Once you accept a settlement, you usually give up your right to pursue further compensation.
The key takeaway should be that you never accept a settlement offer from Geico or another insurance company without having your case reviewed by an attorney. Unrepresented injury victims generally end up settling their cases for far less than they are worth. Do not settle for less; consult with an attorney before signing anything!
While you are not required to hire an attorney after a car accident, it may be one of the most important decisions you make. An attorney can help fight for you to receive the compensation you deserve after an auto accident with injury. They will negotiate with the insurance company and make sure that you do not end up settling for less.
If you were involved in an auto accident and need to file a claim with Geico, contact our office at (718) 233-3913 for a free case evaluation. Case rejected by another attorney? Get a FREE second opinion.
At Ajlouny Injury Law, we have secured millions of dollars in verdicts and settlements for our clients. Find out what your case is worth today. Call now to speak directly with an attorney.
The Law Office Of Ajlouny Injury Law serves New York City, Queens, Brooklyn, Bronx, Manhattan, Long Island, Nassau County, and Suffolk County.
Disclaimer: The information provided on our website is attorney advertising not legal advice nor a lawyer/client relationship.